WHAT IS ‘Credit Card Dumps’
A credit card dumps is a digital copy of all the information contained in the magnetic strip of an active credit card, create with the intention of making a fake credit card that can be use to make purchases or withdraw money from an ATM. Credit card dumps are use by carders to capture valuable card data such as the card number and expiration date.
BREAKING IT DOWN
Credit card dumps can be obtained in a number of ways. A popular method is “skimming,” in which a card reader is used to copy the data from a credit card. Other methods include hacking into a retailer’s network or when a malware-infected point-of-sale device is unwittingly used by the retailer, sending the information to the carders. Even with security chips and other measures to protect credit and debit cards, hackers found new ways to exploit any weaknesses they can find in electronic financial transactions.
WHY IT REMAIN HIDDEN
In many cases, a consumer may be unaware that a dump of his or her credit card data has taken place. Carders try their utmost to ensure that credit card dumps go undetected for as long as possible. Since cardholders can simply cancel their cards. If they suspect that the card’s security has been compromised. In fact, the first indication that a data dump has taken place often occurs either. When the consumer finds an unauthorize purchase on his or her credit card. Or when the consumer receives notice from a retailer that credit card details may have been stolen due to a hacking attack.
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