Legit way for swipers to double your own bank account.
All you have to do is carding yourself
The same way you copy dumps onto plastic, copy your card info onto a dummy plastic, drive a couple hours away to next state and clean your own account dry. Come back and wait next day call your bank and report the fraudulent charges. They will report your card lost, send you a new card and do “investigation”. They will refund you your full balance of reported fraudulent charges. And you just doubled your bank account cause you still have the initial “stolen” money and then they refund the amount of the money to your new card.
Why is this so sweet?
The banks know that it’s easy for scammers to get your card information even your pin and can copy the info and make fraudulent charges and withdraw your money. The representative will even tell you this themselves when you play your role right and act clueless like “How could this even be possible for them to take my money from another state when I have my card here and was at work at the time often transactions?”
Also sweet because it’s your card. So you know your pin to just withdraw from ATM, know where you can use your card and get cash back, and know security limits of your bank and transactions.
If your original card is a 101 (no chip, swipe only with pin) than this is the sweetest lick ever cause you can go straight to ATM with dummy plastic containing your original cards info and withdraw as much as allowed so you don’t have to worry about cameras is you’re that green. If youre not green then you know it won’t matter if you go instore and clean your account because banks aren’t going to investigate that deep into the matters especially if under $10,000. They’ll just refund your money.
This is a legit finesse. So the banks will have to do their job first before you get your money back. So honestly it could be anywhere from 1 week to 90 days or so when they refund your money, depends on the bank and circumstances. But they always refund your money off fraudulent charges if they’re reported in timely manner. So don’t think you’ll card yourself and he’ll refund you next a day. Quickest I’ve seen a refund was 1 week and longest I’ve seen was 30 days.
Do they burn your account if This happens multiple times?
From my experience NO. As long as you aren’t carding yourself as soon as you get your new real plastic from the bank then they will always refund your money. So this is a good finesse for a few times out the year. If you’re feeling groggy and just wanna say ***** the banks and try their stupid ass up and go slap. Then go slap on every new card\
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